Complete Issue Winter 2013 Click here to download the entire magazine for Winter 2013.... Cover Story Global Trends in Retirement Planning By Tim Kohn DC researcher Peng Chen, the new CEO of Asia ex Japan at Dimensional, discusses which... Global DC From My Corner By Cuatro Tolson OECD pensions expert Juan Yermo speaks out on the need for DC plan regulations to encourage relatively stable cash flows in retirement.... Dimensional Focus Spotlight on Variable Annuities By Matt Cobb and Rose Manziano Dimensional works with several different carriers to make its six VA funds available through a number of variable annuities and... Academic Perspective Financial Planning: From the Ivory Tower to the Real World By Ashish Shrestha A look at the impact that a financial planning academic... Advisor Focus What It Really Means to Be a Plan Fiduciary By Ashish Shrestha Fiduciary expert W. Scott Simon, CFP, offers his thoughts on... Advisor Focus Profiting in the Nonprofit Arena By Katie Nulty Transformation in 403(b) plans is leading to new opportunities for advisors.... DC Research Participant Engagement Strategy Needed Now More Than Ever By Tim Kohn Dimensional's latest DC study explores plan participants' low retirement confidence--and... Legal Update The Importance of Following an Investment Policy Statement By Ian Kopelman A retirement plan's investment policy statement is only as good...